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Use these steps to help you decide what coverage you want:

  1. Decide if you want Original Medicare or a Medicare Advantage Plan (Iike an HMO or PPO)
  2. Decide if you want prescription drug coverage (Part D)
  3. Decide if you want supplemental coverage

What is a Medicare Advantage Plan?

What is an HMO?

What is an HMO POS?

What is Medicare Preferred Provider Organization Plan (PPO)?

What is a Medicare Special Needs Plan(SNP)?


Have Questions? Call SHIBA: 1-800-247-4422

SHIBA is a program provided by the Idaho Department of Insurance with financial assistance through a grant from the Administration for Community Living (ACL). SHIBA is Idaho’s State Health Insurance Assistance Programs (SHIP), a program that helps states enhance and support a network of local staff and volunteers to assist people with Medicare.


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