Department of Insurance

Types of Life Insurance

• Term Life
• Whole Life
• Flexible Premium Universal Life
• Variable Life
• Group Life
• Endowment Policies
• Joint Life Insurance
• Accidental Death Benefit
• Optional Policy Benefits
• Life Settlements Act

Types of Annuities

• Fixed Deferred Annuity
• Fixed Immediate Annuity
• Variable Annuity

Are You Thinking About Purchasing an Annuity? Read This First!

Consumer Tips in Purchasing Life Insurance or an Annuity

"Facts of Life" Tips for Life Insurance Buyers

Information on the Idaho Life and Health Insurance Guaranty Association

NAIC Consumer Alert - Annuities and Senior Citizens

Replacement of Life Insurance and Annuity Policies

Selling Your Life Insurance Policy: Understanding Life Settlements