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Long-term care insurance is designed to cover a wide range of long-term care services. If you are unable to care for yourself because of a prolonged illness or disability, long-term care insurance may pay for the kind of services you need. Such services may include help with activities of daily living, home health care, respite care, adult day care, care in a nursing home or care in an assisted living facility.

Some long-term care insurance policies qualify for a deduction on both your state and federal income tax returns. You may be able to deduct your premiums from your income taxes in the same way medical expenses are deducted. For more information or to see if a tax-qualified or non-tax-qualified long-term care policy best meets your needs, contact one or more of the following:

  • Your insurance agent or company
  • Your tax consultant
  • The Internal Revenue Service
Expand Section Do you need long-term care insurance?

Expand Section Is long-term care insurance right for you?

Expand Section How do you purchase long-term care insurance?

Long-Term Care Insurance Partnership Program

For additional information, order "A Shoppers Guide to Long-Term Care Insurance" Link to external website.

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Consumer Affairs Officers are available to answer your questions 8-5 M-F MST