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Detailed Rate Increase by Carrier - North Central Idaho (Clearwater, Idaho, Latah, Lewis, Nez Perce)

The table below compares the 2018 rate increases with each plan that was available for 2017 for the chosen rating area. Not all plans are available in every county.

The non-tobacco use rate for a 40-year-old individual is used to demonstrate the change in premium from 2017 to 2018. The rate for any other adult will increase by the same percentage as the age 40 rate. However, the premium increase for any specific individual or family may vary greatly from what is shown in this table based on the geographic area, choice of plan, changes in enrollees or ages, and other factors. Children up to age 20 will have larger increases than these, because of a federal change to the child age factors.

In some cases, the insurance company has elected to introduce a new plan or to stop offering a particular plan in 2018. In most cases, the insurance company will migrate the enrollees of the discontinued plan into the most similar plan offered in 2018, and that corresponding plan will be listed as the 2018 Plan Name. If the insurance company will not be offering any plan in 2018 in a certain area, the 2018 Plan Name will reflect as much, and any currently enrolled individuals may need to choose a new plan from a different carrier for 2018 to continue coverage.

Not all plans are available in every county. An agent or the carrier can provide additional information about which plan is available in any particular county.

Carrier Age 40 Premium 
2017 Plan Name2018 Plan Name20172018Increase
Blue Cross of Idaho Health Service
CPN North Central Bronze HSA 6000CPN North Central Bronze HSA 6000$305.37 $303.21 -1%
CPN North Central Bronze HSA 6550CPN North Central Bronze HSA 6550$328.42 $316.09 -4%
Hometown North Bronze HSA 6000Hometown North Bronze HSA 6000$330.53 $313.54 -5%
Hometown North Bronze HSA 6550Hometown North Bronze HSA 6550$355.48 $326.85 -8%
--New Plan for 2018--SLHP Bronze HSA CarePoint 6000-$303.68 -
--New Plan for 2018--SLHP Bronze HSA CarePoint 6550-$316.57 -
--New Plan for 2018--CPN North Central Bronze 5500-$305.15 -
--New Plan for 2018--CPN North Central Bronze 7000-$290.99 -
--New Plan for 2018--Hometown North Bronze 5500-$315.53 -
--New Plan for 2018--Hometown North Bronze 7000-$300.89 -
--New Plan for 2018--SLHP Bronze CarePoint 5500-$305.61 -
--New Plan for 2018--SLHP Bronze CarePoint 7000-$291.42 -
CPN North Central Silver 4000CPN North Central Silver 4000$385.61 $489.26 27%
CPN North Central Silver 6850CPN North Central Silver 6000$378.33 $487.33 29%
Hometown North Silver 4000Hometown North Silver 4000$417.38 $505.91 21%
Hometown North Silver 6850Hometown North Silver 6000$409.50 $503.92 23%
--New Plan for 2018--SLHP Silver CarePoint 4000-$490.02 -
--New Plan for 2018--SLHP Silver CarePoint 6000-$488.08 -
--New Plan for 2018--CPN North Cental Silver 3500-$486.04 -
--New Plan for 2018--Hometown North Silver 3500-$502.59 -
--New Plan for 2018--SLHP Silver Carepoint 3500-$486.79 -
CPN North Central Gold 1200CPN North Central Gold 1200$480.59 $491.19 2%
Hometown North Gold 1200Hometown North Gold 1200$520.17 $507.92 -2%
CPN North Central Catastrophic 7150CPN North Central Catastrophic 7350$283.01 $262.02 -7%
Hometown North Catastrophic 7150Hometown North Catastrophic 7350$306.32 $270.94 -12%
--New Plan for 2018--SLHP Catastrophic CarePoint 7350-$262.41 -
BridgeSpan Health Company
Bronze HDHP 6000--Discontinued without replacement--$323.89 --
EPO Bronze Essential 7150--Discontinued without replacement--$344.87 --
EPO Bronze Essential 7150 with Dental, Vision, and IAP--Discontinued without replacement--$370.71 --
Silver HDHP 3000--Discontinued without replacement--$381.86 --
Silver Essential 4000--Discontinued without replacement--$395.09 --
Silver Essential 4000 with Dental, Vision, and IAP--Discontinued without replacement--$421.17 --
Gold Essential 1200--Discontinued without replacement--$513.56 --
Gold Essential 1200 with Dental, Vision, and IAP--Discontinued without replacement--$539.77 --
Mountain Health CO-OP
Access Care BronzeAccess Care Bronze$371.76 $334.40 -10%
Access Care Bronze PlusAccess Care Bronze Plus$376.90 $345.45 -8%
--New Plan for 2018--Access Care Expanded Bronze-$373.62 -
Access Care SilverAccess Care Silver$450.94 $508.74 13%
--New Plan for 2018--Access Care Silver Option 2-$497.40 -
Access Care GoldAccess Care Gold$570.16 $510.38 -10%
Access Care CatastrophicAccess Care Catastrophic$266.99 $196.53 -26%
PacificSource Health Plans
PSN Silver HSA 3000PSN Silver HSA 3000$455.00 $682.00 50%
PSN Gold 1500PSN Gold 1500$559.00 $664.00 19%
Regence BlueShield of Idaho
Bronze HSA 5000Bronze HSA 5000$316.95 $411.79 30%
Bronze Essential 7150Bronze Essential 7150$344.87 $421.44 22%
--New Plan for 2018--Bronze Essential 7150 POS-$401.41 -
--New Plan for 2018--Bronze HSA 5000 POS-$392.17 -
Silver 3000Silver 3000 POS$396.99 $471.88 19%
Silver HSA 2500Silver HSA 2500$382.50 $497.05 30%
Silver Essential 3500Silver 3000 POS$405.80 $471.88 16%
--New Plan for 2018--Silver HSA 2500 POS-$473.40 -
Gold 1000Silver 3000 POS$505.99 $471.88 -7%
No plans offered in this rating area

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