Skip to main content


<-- Back to Summary View


Detailed Rate Increase by Carrier - North Idaho (Benewah, Bonner, Boundary, Kootenai, Shoshone)

The table below compares the 2019 rate increases with each plan that was available for 2018 for the chosen rating area. Not all plans are available in every county.

The non-tobacco use rate for a 40-year-old individual is used to demonstrate the change in premium from 2018 to 2019. The rate for any other adult will increase by the same percentage as the age 40 rate. However, the premium increase for any specific individual or family may vary greatly from what is shown in this table based on the geographic area, choice of plan, changes in enrollees or ages, and other factors.

In some cases, the insurance company has elected to introduce a new plan or to stop offering a particular plan in 2019. In most cases, the insurance company will migrate the enrollees of the discontinued plan into the most similar plan offered in 2019, and that corresponding plan will be listed as the 2019 Plan Name.

An agent or the carrier can provide additional information about which plan is available in a given county.

Carrier Age 40 Premium 
2018 Plan Name2019 Plan Name20182019Increase
Blue Cross of Idaho Health Service
CPN North Central Bronze 5500CPN North Central Bronze 5500$289.36$303.965%
CPN North Central Bronze 7000CPN North Central Bronze 7900$275.93$290.015%
CPN North Central Bronze HSA 6000CPN North Central Bronze HSA 6000$287.52$319.5211%
CPN North Central Bronze HSA 6550CPN North Central Bronze HSA 6550$299.74$333.2711%
Hometown North Bronze 5500Hometown North Bronze 5500$299.21$327.179%
Hometown North Bronze 7000Hometown North Bronze 7900$285.33$312.169%
Hometown North Bronze HSA 6000Hometown North Bronze HSA 6000$297.33$343.9316%
Hometown North Bronze HSA 6550Hometown North Bronze HSA 6550$309.94$358.7216%
KCN North Bronze 5500KCN North Bronze 5500$307.76$322.685%
KCN North Bronze 7000KCN North Bronze 7900$293.48$307.865%
KCN North Bronze HSA 6000KCN North Bronze HSA 6000$305.81$339.2011%
KCN North Bronze HSA 6550KCN North Bronze HSA 6550$318.80$353.8011%
CPN North Cental Silver 3500CPN North Cental Silver 3500$460.90$486.235%
CPN North Central Silver 4000CPN North Central Silver 4000$463.95$489.055%
CPN North Central Silver 6000CPN North Central Silver 6000$462.11$486.875%
Hometown North Silver 3500Hometown North Silver 3500$476.59$523.3710%
Hometown North Silver 4000Hometown North Silver 4000$479.74$526.4110%
Hometown North Silver 6000Hometown North Silver 6000$477.86$524.0610%
KCN North Silver 3500KCN North Silver 3500$490.20$516.185%
KCN North Silver 4000KCN North Silver 4000$493.45$519.175%
KCN North Silver 6000KCN North Silver 6000$491.49$516.855%
Hometown North Gold 1200Hometown North Gold 2000$481.64$545.8113%
KCN North Gold 1200KCN North Gold 2000$495.39$538.309%
CPN North Central Catastrophic 7350CPN North Central Catastrophic 7900$248.46$269.869%
Hometown North Catastrophic 7350Hometown North Catastrophic 7900$256.92$290.4713%
KCN North Catastrophic 7350KCN North Catastrophic 7900$264.26$286.478%
Mountain Health CO-OP
Engage BronzeEngage Bronze$308.67$320.074%
Engage Bronze PlusEngage Bronze Plus$325.51$337.204%
Engage Expanded BronzeEngage Expanded Bronze$347.70$355.312%
Engage SilverEngage Silver$480.27$501.784%
Engage Silver Option 2Engage Silver Option 2$467.41$494.006%
Engage GoldEngage Gold$474.31$485.082%
Engage CatastrophicEngage Catastrophic$195.72$302.4455%
PacificSource Health Plans
PSN Silver HSA 3000PSN Silver HSA 3000$616.00$681.0011%
PSN Gold 1500PSN Gold 1500$600.00$655.009%
Regence BlueShield of Idaho
Bronze Essential 7150Bronze Essential 7150 POS$382.80$364.51-5%
Bronze Essential 7150 POSBronze Essential 7150 POS$364.60$364.510%
Bronze HSA 5000Bronze HSA 5000 POS$374.03$377.121%
Bronze HSA 5000 POSBronze HSA 5000 POS$356.21$377.126%
Silver 3000 POSSilver 3000 POS$428.61$454.366%
Silver HSA 2500Silver HSA 2500$451.47$486.978%
Silver HSA 2500 POSSilver HSA 2500 POS$429.99$469.909%
--New Plan for 2019--SelectHealth Expanded Bronze 7900 - no deductible for one urgent care and all PCP visits-$310.34-
--New Plan for 2019--SelectHealth Expanded Bronze HealthSave 5000 (HSA Qualified)-$342.56-
SelectHealth Bronze 6700 - limited office visit waiverSelectHealth Bronze 7600 - no deductible for one urgent care and all PCP visits $354.07$358.671%
SelectHealth Bronze HealthSave 6200 SelectHealth Bronze HealthSave 6750 (HSA Qualified)$338.67$338.840%
SelectHealth Bronze HealthSave 6650 SelectHealth Bronze HealthSave 6750 (HSA Qualified)$333.74$338.842%
SelectHealth Expanded Bronze 2600SelectHealth Expanded Bronze 3500$408.24$387.77-5%
SelectHealth Expanded Bronze 3850 limited office visit waiverSelectHealth Expanded Bronze 4500 - no deductible for one urgent care and all PCP visits $406.41$395.84-3%
SelectHealth Expanded Bronze 4825 Copay Plan - limited office visit waiverSelectHealth Expanded Bronze 5500 Copay Plan - no deductible for one urgent care and all PCP visits $404.56$375.39-7%
SelectHealth Expanded Bronze HealthSave 3225 SelectHealth Expanded Bronze HealthSave 4000 (HSA Qualified)$398.41$377.86-5%
SelectHealth Silver 2500SelectHealth Silver 2750$553.58$517.87-6%
SelectHealth Silver 3000 limited office visit waiverSelectHealth Silver 3500 - no deductible for one urgent care and all PCP visits $553.58$534.59-3%
SelectHealth Silver 4000 Copay Plan - no deductible for office visitsSelectHealth Silver 4000 Copay Plan - no deductible for office visits$553.58$540.17-2%
SelectHealth Silver HealthSave 3000 SelectHealth Silver HealthSave 3500 (HSA Qualified)$553.58$526.54-5%
SelectHealth Gold 2000 - no deductible for office visitsSelectHealth Gold 2000 - no deductible for office visits$517.86$548.226%
SelectHealth Catastrophic 7350 SelectHealth Catastrophic 7900$282.02$283.701%

Back Arrows Return to Idaho Rate Review