What is the CE requirement for renewing my license?
The CE requirement for residents is 24 hours to be earned within each two-year licensing period. At least 3 of those 24 hours must be in the Ethics course category. Limited lines producers, adjusters, and producers on formally requested and granted inactive status are exempt from the CE requirement at this time. Non-residents will be considered in compliance if they have satisfied the CE requirement for licensing in their resident state.
Are any licensees exempt from the CE requirement?
As of 9-17-2013, exemptions from CE requirement apply only to the following:
Business entity licenses
Non-resident producer licenses
Limited Lines only producer licenses (credit, GAP, etc.)
Surplus lines licenses
When will I be required to comply with the CE requirement?
Licenses will not be renewed if the CE requirement is not met prior to the license expiration date. This applies even if you have submitted an on-time license renewal application. Producers may not do business with an expired license. A CE penalty for late completion will begin accruing the day after the expiration date on the license. The penalty for completing the CE requirement after the license expiration date is as follows:
1-30 days past license expiration date $100
31-60 days past license expiration date $200
61-90 days past license expiration date $300
After 90 days but before 365, you will be required to re-test for the lines of authority you carry on your license as well as complete your CE requirements.
Where can I find courses to fulfill my CE requirement?
Check the CE course catalog for approved courses:
Select "Approved Courses Inquiry"
Select "Idaho" -
Choose your course category
A list of courses will appear. Choose the ones you want and contact the provider directly to register (information is available when you click the provider name in the black bar).
How are my CE credits reported?
Providers download rosters electronically through Sircon. You are required to provide your Idaho license license number for each course you attend and complete. You may check your CE transcripts through Sircon at any time. If you find an error in reporting, contact the CE provider directly. Licensees will receive certificates of completion for their records and must maintain these records for a period of five years.
When renewing your license, do not send certificates of completion to the department unless you are specifically requested to do so.
Can I look up the status of my CE requirement on your website?
Yes. Using our website to access the Sircon transcript, you may check your CE status at any time.
Select Continuing Education Transcript Inquiry from the list of inquiries. Then select Idaho from the drop down window. Enter your license number and last name and select Submit. Your most recent transcript period will appear, showing the courses you have completed and the status of your compliance.
Can I only complete CE courses within my lines of authority?
No. Any courses approved by the CE Advisory Committee are acceptable; you are not limited to only the lines you carry on your license. However, Idaho Code requires you to complete a minimum of three hours of ethics each licensing period.
Can I carry over excess CE credit hours from one renewal period to the next?
No. Per rule 18.01.53, credit must be earned within renewal period.
Do I need CE for my agency license?
Are producers with professional designations exempt from the CE requirement?
No. However, courses offered to earn professional designations may have been submitted for approval as CE insurance licensing credit in Idaho by the course provider. If so, you may also be able to use as CE credit for your Idaho insurance license. Check with the provider of the course.
Can a course be repeated?
Courses may not be repeated for credit within the same renewal period, but may be repeated in subsequent renewal periods. Double-check the course completion date compared to the renewal period start/end dates to avoid duplication within the same renewal period.
What is the CE requirement for producers selling long-term care products?
Any producer who sells, solicits or negotiates a long-term care policy must complete on-going LTC training as long as they are selling these products. For convenience, our CE course catalog has a category titled Long Term Care. All courses listed in this category will meet the Federal education mandate.
See the Long Term Care Education Requirement page for more details.
What is the CE requirement for producers selling flood insurance?
All insurance producers licensed in property, casualty or personal lines of authority who sell flood insurance through the NFIP must complete a one-time 3 hour course related to the NFIP. The NFIP flood insurance course is available through approved continuing education providers. Failure to comply with this continuing education requirement may jeopardize the insurance producer’s authority to write flood insurance through the NFIP. For convenience, our CE course catalog has a category titled Flood. All courses listed in this category will meet the Federal education mandate.
See the Flood Education Requirement page for more details.
What is the CE requirement for producers who sell annuities products?
The Idaho Legislature approved a rule change to IDAPA 18 Title 01, Chapter 09 (IDAPA 18.01.09), which became effective when the Legislature adjourned on April 4, 2013.
The rule requires producers carrying the Life line of authority to complete a one-time 4 hour training, either through approved CE courses from approved providers, or through insurer-provided training that meets the NAIC 2010 Suitability in Annuities training requirement for course content. The producer training requirements are in section 16 of the rule (18.01.09.016). For convenience, our CE course catalog has a category titled Annuities Suitability. All courses listed in this category will meet the Federal education mandate.
See the Suitability in Annuities Education Requirement for more details.
Can I receive credit for a course which has not been approved by the Advisory Committee?
We have a large selection of courses pre-approved for credit by our CE Advisory Committee that are available through our course catalog. We suggest you take advantage of the ease of use to complete your compliance for licensure.
In addition, producers may submit applications for courses taken during the licensing period for credit. Classroom, teleconference or webcast courses that have not already been approved may be submitted using the Exhibit E process.
See the Exhibit E page for more details.
If I take more than 3 hours in Ethics, will the extra credits count?
Yes, the ethics requirement is for a minimum of three credits in the Ethics course category. If you take more than three, any extra credits will apply to the overall 24 hour total you need for the CE requirement for your license renewal.
Does Idaho require non-residents to take an Idaho specific Annuities Suitability course?
No, a state specific course is not required if they have taken a course in their home state that meets the NAIC 2010 Suitability in Annuities training requirement for course content.
what if I renewed but completed my CE late?
Every 30 days past the expiration date a $100 late CE penalty is applied, up to 90 days and must be paid before the license renewal can be completed.
If your question is not answered above, please submit your question directly to the DOI.