Department of Insurance

• Answer questions on the application completely and honestly
• Do not sign a blank application
• Do not pay the agent in cash. Make your check payable to the insurance company and include the type of policy you are paying for
• If you are turned down, ask for the specific reason in writing
• Do not buy a policy based on price alone; consider service and coverage
• Select an agent and company you believe you can trust
• Ask about discounts
• Discuss the cost savings of a higher deductible