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Several years back, the Affordable Care Act (ACA) brought a lot of changes to Idaho’s health insurance marketplace. Now, new federal legislation is being discussed that may bring more changes. The American Health Care Act (AHCA) is a bill, recently passed by the U.S. House of Representatives, that is intended to “repeal and replace” some of the changes made by the ACA. Many times the discussion about health insurance reform is driven by mistaken information or misconceptions about current Idaho laws and federal regulations. While the bill is not yet law, the Department would be happy to answer questions by providing the facts on the current provisions of the AHCA and on health insurance reform in general. Below are the questions the Department has received and answered so far. Clicking on the question will show the Department’s response. If your question about health insurance or potential reforms is not on the list, submit it to the Department using the link below the questions.

Can Idahoans afford for the Affordable Care Act to remain unchanged?

Will preexisting conditions no longer be covered under the proposed Affordable Care Act replacement?

Will premiums increase with the repeal and replacement of the Affordable Care Act?

Under the proposed American Health Care Act, can children born with health problems be denied coverage?

Will Idahoans lose coverage with the repeal and replacement of the Affordable Care Act?

Will premium rates for older or less-healthy citizens increase because of the repeal and replacement of Obamacare?

Will Idahoans who do not have health insurance coverage be subject to a tax penalty in future years?

Do you have a question about Health Insurance?

Submit your questions – our experts will respond with the facts.

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Consumer Affairs Officers are available to answer your questions 8-5 M-F MST