High Risk Pool Plans were established when Idaho Code, Title 41, Chapter 55, enacted the Idaho Individual High Risk Reinsurance Pool
effective January 1, 2001. There are five High Risk Reinsurance Pool Plans (HRP Plans): Basic, Standard, Catastrophic A, Catastrophic
B and the HSA Compatible Plan. Insurance companies are not required to offer HRP Plans to individuals for effective dates on and after
January 1, 2014. HRP Plans are currently considered “minimum essential coverage”. The five HRP Plan designs are included in the
Department’s Rule, IDAPA 18.01.73, and in the
sample policy of insurance.
While HRP Plans are no longer available to you as a consumer, the information below will provide current information about the HRP Plans.