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Detailed Rate Increase by Carrier - Southwest Idaho (Ada, Adams, Boise, Canyon, Elmore, Gem, Owyhee, Payette, Valley, Washington)

The table below compares the 2020 rate increases with each plan that was available for 2019 for the chosen rating area. Not all plans are available in every county.

The non-tobacco use rate for a 40-year-old individual is used to demonstrate the change in premium from 2019 to 2020. The rate for any other adult will increase by the same percentage as the age 40 rate. However, the premium increase for any specific individual or family may vary greatly from what is shown in this table based on the geographic area, choice of plan, changes in enrollees or ages, and other factors.

In some cases, the insurance company has elected to introduce a new plan or to stop offering a particular plan in 2020. In most cases, the insurance company will migrate the enrollees of the discontinued plan into the most similar plan offered in 2020, and that corresponding plan will be listed as the 2020 Plan Name.

An agent or the carrier can provide additional information about which plan is available in a given county.

Carrier		Age 40 Premium
2019 Plan Name	2020 Plan Name	2019	2020	Increase
Blue Cross of Idaho Health Service
Hometown North Bronze 5500	Hometown North Bronze 6300	$354.32	$388.54	10%
Hometown North Bronze 7900	Hometown North Bronze 8150	$338.07	$380.91	13%
Hometown North Bronze HSA 6000	Hometown North Bronze HSA 6000	$372.47	$420.19	13%
Hometown North Bronze HSA 6550	Hometown North Bronze HSA 6000	$388.49	$420.19	8%
IDID Southwest Bronze 5500	IDID Southwest Bronze 6300	$318.13	$341.94	7%
IDID Southwest Bronze 7900	IDID Southwest Bronze 8150	$303.53	$335.22	10%
IDID Southwest Bronze HSA 6000	IDID Southwest Bronze HSA 6000	$334.41	$369.79	11%
IDID Southwest Bronze HSA 6550	IDID Southwest Bronze HSA 6000	$348.80	$369.79	6%
SAHA Southwest Bronze Connect 5500	SAHA Southwest Bronze Connect 6300	$324.49	$350.21	8%
SAHA Southwest Bronze Connect 7900	SAHA Southwest Bronze Connect 8150	$309.60	$343.33	11%
SAHA Southwest Bronze HSA Connect 6000	SAHA Southwest Bronze HSA Connect 6000	$341.10	$378.74	11%
SAHA Southwest Bronze HSA Connect 6550	SAHA Southwest Bronze HSA Connect 6000	$355.78	$378.74	6%
SLHP Bronze CarePoint 5500	SLHP Bronze CarePoint 6300	$337.21	$373.91	11%
SLHP Bronze CarePoint 7900	SLHP Bronze CarePoint 8150	$321.72	$366.56	14%
SLHP Bronze HSA CarePoint 6000	SLHP Bronze HSA CarePoint 6000	$354.47	$404.36	14%
SLHP Bronze HSA CarePoint 6550	SLHP Bronze HSA CarePoint 6000	$369.72	$404.36	9%
Hometown North Silver 3500	Hometown North Silver 4000	$566.81	$583.03	3%
Hometown North Silver 4000	Hometown North Silver 5000	$570.10	$580.58	2%
Hometown North Silver 6000	Hometown North Silver 6000	$567.55	$565.55	0%
IDID Southwest Silver 3500	IDID Southwest Silver 4000	$508.89	$513.11	1%
IDID Southwest Silver 4000	IDID Southwest Silver 5000	$511.85	$510.94	0%
IDID Southwest Silver 6000	IDID Southwest Silver 6000	$509.56	$497.72	-2%
SAHA Southwest Silver Connect 3500	SAHA Southwest Silver Connect 4000	$519.07	$525.52	1%
SAHA Southwest Silver Connect 4000	SAHA Southwest Silver Connect 5000	$522.09	$523.31	0%
SAHA Southwest Silver Connect 6000	SAHA Southwest Silver Connect 6000	$519.75	$509.76	-2%
SLHP Silver CarePoint 3500	SLHP Silver CarePoint 4000	$539.41	$561.08	4%
SLHP Silver CarePoint 4000	SLHP Silver CarePoint 5000	$542.54	$558.71	3%
SLHP Silver CarePoint 6000	SLHP Silver CarePoint 6000	$540.12	$544.25	1%
IDID Southwest Gold 2000	IDID Southwest Gold 2000	$530.72	$534.76	1%
SAHA Southwest Gold Connect 2000	SAHA Southwest Gold Connect 2000	$541.33	$547.70	1%
SLHP Gold CarePoint 2000	SLHP Gold CarePoint 2000	$562.53	$584.76	4%
Hometown North Catastrophic 7900	Hometown North Catastrophic 8150	$314.57	$348.95	11%
IDID Southwest Catastrophic 7900	IDID Southwest Catastrophic 8150	$282.43	$307.10	9%
SAHA Southwest Catastrophic Connect 7900	SAHA Southwest Catastrophic Connect 8150	$288.07	$314.53	9%
SLHP Catastrophic CarePoint 7900	SLHP Catastrophic CarePoint 8150	$299.36	$335.81	12%
Mountain Health CO-OP
Link Bronze	Link Bronze	$315.52	$331.73	5%
Link Bronze Plus	Link Bronze Plus	$335.48	$355.81	6%
Link Explanded Bronze	Link Expanded Bronze	$348.70	$356.82	2%
Link Silver	Link Silver	$493.96	$522.93	6%
Link Silver Option 2	Link Silver Option 2	$485.30	$506.67	4%
Link Gold	Link Gold	$479.50	$547.40	14%
Link Catastrophic	Link Catastrophic	$302.67	$288.49	-5%
PacificSource Health Plans
BrightIdea Bronze HSA 6650	Navigator Bronze HSA 6750	$383.00	$406.00	6%
--new plan for 2019--	Navigator Bronze 5500	-	$422.00	-
--new plan for 2019--	Navigator Bronze 7000	-	$411.00	-
BrightIdea Silver HSA 3000	Navigator Silver HSA 3500	$592.00	$575.00	-3%
--new plan for 2019--	Navigator Silver 3000	-	$619.00	-
--new plan for 2019--	Navigator Silver 4000	-	$591.00	-
BrightIdea Gold 1500	Navigator Gold 1500	$570.00	$620.00	9%
--new plan for 2019--	Navigator Gold 2000	-	$591.00	-
BrightIdea Catastrophic	Navigator Catastrophic	$271.00	$324.00	20%
Regence BlueShield of Idaho
Bronze Essential 7150 POS	Bronze Essential 7500 POS	$398.38	$396.51	0%
Bronze HSA 5000 POS	Bronze HSA 5200 POS	$412.16	$411.39	0%
--new plan for 2019--	Bronze Care on Demand 8000	-	$380.68	-
--new plan for 2019--	Silver Care on Demand 4000	-	$467.80	-
Silver 3000 POS	Silver 3200 POS	$496.58	$491.87	-1%
Silver HSA 2500	Silver HSA 2700 POS	$532.23	$520.88	-2%
Silver HSA 2500 POS	Silver HSA 2700 POS	$513.56	$520.88	1%
SelectHealth
SelectHealth Bronze 7600 - no deductible for one urgent care and all PCP visits	SelectHealth Bronze 6200	$326.06	$313.61	-4%
SelectHealth Bronze HealthSave 6750 (HSA Qualified)	SelectHealth Expanded Bronze HealthSave 6850 (HSA Qualified)	$308.04	$329.26	7%
SelectHealth Expanded Bronze 3500	SelectHealth Expanded Bronze 3500	$352.52	$368.98	5%
SelectHealth Expanded Bronze 4500 - no deductible for one urgent care and all PCP visits	SelectHealth Expanded Bronze 5500 - no deductible for one urgent care and all PCP visits	$359.85	$376.82	5%
SelectHealth Expanded Bronze 5500 Copay Plan - no deductible for one urgent care and all PCP visits	SelectHealth Expanded Bronze 5500 - no deductible for one urgent care and all PCP visits	$341.26	$376.82	10%
SelectHealth Expanded Bronze 7900 - no deductible for one urgent care and all PCP visits	SelectHealth Expanded Bronze 8150 - no deductible for office visits	$282.13	$314.81	12%
SelectHealth Expanded Bronze HealthSave 4000 (HSA Qualified)	SelectHealth Expanded Bronze HealthSave 4500 (HSA Qualified)	$343.51	$332.87	-3%
SelectHealth Expanded Bronze HealthSave 5000 (HSA Qualified)	SelectHealth Expanded Bronze HealthSave 4500 (HSA Qualified)	$311.42	$332.87	7%
SelectHealth Silver 2750	SelectHealth Silver 3000	$470.79	$503.23	7%
SelectHealth Silver 3500 - no deductible for one urgent care and all PCP visits	SelectHealth Silver 3500 - no deductible for one urgent care and all PCP visits	$485.99	$514.05	6%
SelectHealth Silver 4000 Copay Plan - no deductible for office visits	SelectHealth Silver 4000 Copay Plan - no deductible for office visits	$491.06	$524.89	7%
SelectHealth Silver HealthSave 3500 (HSA Qualified)	SelectHealth Silver HealthSave 3500 (HSA Qualified)	$478.67	$511.65	7%
SelectHealth Gold 2000 - no deductible for office visits	SelectHealth Gold 2000 - no deductible for office visits	$498.38	$536.33	8%
SelectHealth Catastrophic 7900	SelectHealth Catastrophic 8150	$257.91	$275.69	7%

Rates by Metal Level - Southwest Idaho (Ada, Adams, Boise, Canyon, Elmore, Gem, Owyhee, Payette, Valley, Washington)

The table below lists each plan submitted to be available for the chosen rating area in 2020, sorted by metal level (bronze, silver, gold, catastrophic), and then by price within each metal level. Not all plans are available in every county within a rating area.

The non-tobacco use rate for a 40-year-old individual is used to demonstrate relative costs of the plans. The rates for any other age will be proportional to the age 40 rates. However, the premium for any specific individual or family may vary greatly from what is shown in this table based on the geographic area, choice of plan, changes in enrollees or ages, and other factors.

There are multiple items to consider beyond price when selecting a health plan, such as the deductible, copays, coinsurance, as well as the breadth of the participating (in-network) providers and facilities. All plans offer at least the benchmark set of covered benefits, known as Idaho’s Essential Health Benefits.

An agent or the carrier can provide additional information about which plan is available in a given county and can help you decide which plan may work best for you.

		Age 40	Rate
Carrier Name	2020 Plan Name	Premium	Increase
Bronze
SelectHealth	SelectHealth Bronze 6200	$313.61	-4%
SelectHealth	SelectHealth Expanded Bronze 8150 - no deductible for office visits	$314.81	12%
SelectHealth	SelectHealth Expanded Bronze HealthSave 6850 (HSA Qualified)	$329.26	7%
Mountain Health CO-OP	Link Bronze	$331.73	5%
SelectHealth	SelectHealth Expanded Bronze HealthSave 4500 (HSA Qualified)	$332.87	7%
Blue Cross of Idaho Health Service	IDID Southwest Bronze 8150	$335.22	10%
Blue Cross of Idaho Health Service	IDID Southwest Bronze 6300	$341.94	7%
Blue Cross of Idaho Health Service	SAHA Southwest Bronze Connect 8150	$343.33	11%
Blue Cross of Idaho Health Service	SAHA Southwest Bronze Connect 6300	$350.21	8%
Mountain Health CO-OP	Link Bronze Plus	$355.81	6%
Mountain Health CO-OP	Link Expanded Bronze	$356.82	2%
Blue Cross of Idaho Health Service	SLHP Bronze CarePoint 8150	$366.56	14%
SelectHealth	SelectHealth Expanded Bronze 3500	$368.98	5%
Blue Cross of Idaho Health Service	IDID Southwest Bronze HSA 6000	$369.79	11%
Blue Cross of Idaho Health Service	SLHP Bronze CarePoint 6300	$373.91	11%
SelectHealth	SelectHealth Expanded Bronze 5500 - no deductible for one urgent care and all PCP visits	$376.82	5%
Blue Cross of Idaho Health Service	SAHA Southwest Bronze HSA Connect 6000	$378.74	11%
Regence BlueShield of Idaho	Bronze Care on Demand 8000	$380.68	New
Blue Cross of Idaho Health Service	Hometown North Bronze 8150	$380.91	13%
Blue Cross of Idaho Health Service	Hometown North Bronze 6300	$388.54	10%
Regence BlueShield of Idaho	Bronze Essential 7500 POS	$396.51	0%
Blue Cross of Idaho Health Service	SLHP Bronze HSA CarePoint 6000	$404.36	14%
PacificSource Health Plans	Navigator Bronze HSA 6750	$406.00	6%
PacificSource Health Plans	Navigator Bronze 7000	$411.00	New
Regence BlueShield of Idaho	Bronze HSA 5200 POS	$411.39	0%
Blue Cross of Idaho Health Service	Hometown North Bronze HSA 6000	$420.19	13%
PacificSource Health Plans	Navigator Bronze 5500	$422.00	New
Silver
Regence BlueShield of Idaho	Silver Care on Demand 4000	$467.80	New
Regence BlueShield of Idaho	Silver 3200 POS	$491.87	-1%
Blue Cross of Idaho Health Service	IDID Southwest Silver 6000	$497.72	-2%
SelectHealth	SelectHealth Silver 3000	$503.23	7%
Mountain Health CO-OP	Link Silver Option 2	$506.67	4%
Blue Cross of Idaho Health Service	SAHA Southwest Silver Connect 6000	$509.76	-2%
Blue Cross of Idaho Health Service	IDID Southwest Silver 5000	$510.94	0%
SelectHealth	SelectHealth Silver HealthSave 3500 (HSA Qualified)	$511.65	7%
Blue Cross of Idaho Health Service	IDID Southwest Silver 4000	$513.11	1%
SelectHealth	SelectHealth Silver 3500 - no deductible for one urgent care and all PCP visits	$514.05	6%
Regence BlueShield of Idaho	Silver HSA 2700 POS	$520.88	1%
Mountain Health CO-OP	Link Silver	$522.93	6%
Blue Cross of Idaho Health Service	SAHA Southwest Silver Connect 5000	$523.31	0%
SelectHealth	SelectHealth Silver 4000 Copay Plan - no deductible for office visits	$524.89	7%
Blue Cross of Idaho Health Service	SAHA Southwest Silver Connect 4000	$525.52	1%
Blue Cross of Idaho Health Service	SLHP Silver CarePoint 6000	$544.25	1%
Blue Cross of Idaho Health Service	SLHP Silver CarePoint 5000	$558.71	3%
Blue Cross of Idaho Health Service	SLHP Silver CarePoint 4000	$561.08	4%
Blue Cross of Idaho Health Service	Hometown North Silver 6000	$565.55	0%
PacificSource Health Plans	Navigator Silver HSA 3500	$575.00	-3%
Blue Cross of Idaho Health Service	Hometown North Silver 5000	$580.58	2%
Blue Cross of Idaho Health Service	Hometown North Silver 4000	$583.03	3%
PacificSource Health Plans	Navigator Silver 4000	$591.00	New
PacificSource Health Plans	Navigator Silver 3000	$619.00	New
Gold
Blue Cross of Idaho Health Service	IDID Southwest Gold 2000	$534.76	1%
SelectHealth	SelectHealth Gold 2000 - no deductible for office visits	$536.33	8%
Mountain Health CO-OP	Link Gold	$547.40	14%
Blue Cross of Idaho Health Service	SAHA Southwest Gold Connect 2000	$547.70	1%
Blue Cross of Idaho Health Service	SLHP Gold CarePoint 2000	$584.76	4%
PacificSource Health Plans	Navigator Gold 2000	$591.00	New
PacificSource Health Plans	Navigator Gold 1500	$620.00	9%
Catastrophic
SelectHealth	SelectHealth Catastrophic 8150	$275.69	7%
Mountain Health CO-OP	Link Catastrophic	$288.49	-5%
Blue Cross of Idaho Health Service	IDID Southwest Catastrophic 8150	$307.10	9%
Blue Cross of Idaho Health Service	SAHA Southwest Catastrophic Connect 8150	$314.53	9%
PacificSource Health Plans	Navigator Catastrophic	$324.00	20%
Blue Cross of Idaho Health Service	SLHP Catastrophic CarePoint 8150	$335.81	12%
Blue Cross of Idaho Health Service	Hometown North Catastrophic 8150	$348.95	11%

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