Are Resident Independent Adjusters and DHS-Idaho Independent Adjusters required to complete Continuing Education to maintain their license?
Yes, effective with the 2015 legislative action, Independent Adjusters will be required to complete 24 hours of CE each renewal period. Check the News section of the Independent Adjusters portion of the website for more specific information.
What is a Designated Home State (DHS)?
A DHS is a non-resident state that will qualify a DHS adjuster for licensing purposes and allow the DHS adjuster to designate their state as their “home state”. The DHS adjuster is required to complete resident licensing requirements. Other non-resident states will use the DHS adjuster license to qualify the DHS adjuster for a non-resident adjuster license in their state.
What is a Designated Home State - Idaho license type and how is it different from an Independent Adjuster license?
Idaho does allow DHS adjusters to designate Idaho as their “home state” for licensing purposes. DHS-Idaho Independent Adjusters are treated as residents and must meet resident requirements for their initial adjuster license and complete resident continuing education requirements. It is no different from a Resident Independent Adjuster license except that the licensee does not reside in Idaho.
What are Designated Home State (DHS) adjusters?
DHS adjusters do not hold an adjuster license in their resident state as their resident state does not license adjusters. Instead, DHS adjusters qualify for their adjuster license by meeting the resident licensing qualifications in a non-resident state.
What are the possible exams available for Independent Adjusters?
Idaho offers a General Lines Adjuster exam, a Worker's Compensation exam, and a Crop/Hail exam.
Are company registrations/appointments required for adjusters?
No.
Do Agency Independent Adjusters require a DRLP on their application?
No.
Are Staff Adjusters required to be licensed in Idaho?
No, salaried employees of an insuring company are not required to be licensed in Idaho.
Can I only take CE courses in the adjuster course category in the catalog?
No, you can take any and all courses in our CE course catalog--just be sure to get at least 3 credits in ethics. There are adjuster courses or you can take property or casualty courses or anything offered that is relevant to your profession.
If I complete more than the required 24 hours of CE, will those extra credits carry over to the next renewal period?
No, we do not carry-over credits from one period to another.
Can I take the same CE course more than once?
If you take the same course more than once within the same renewal period, only one will earn credit toward your CE credit total for that renewal period. You can repeat courses in a different renewal period for credit.
How do DBA's work in relation to my license?
Please visit www.doi.idaho.gov and click on Licensing Services for our DBA Information and FAQ's information.
What is the PSI pre-licensing candidate handbook and why do I need it?
This booklet is prepared and provided by our exam vendor, PSI Exams, to guide you through the testing procedures and requirements. If provides important information and phone numbers, and can answer many questions you may have regarding how to arrange for your exams and fingerprints, and what to expect at the testing site. It can be found on our website on the Resident Study/Testing material and Exam/Fingerprinting information page.
If your question is not answered above, please submit your question directly to the DOI.