The Rates and Forms section accepts Property, Casualty, Annuity, Health, and Life policy contracts and related forms with the company certification stating they comply with Idaho Code and are not ambiguous, misleading, or deceptive. The section accepts advertising filings for Annuity, Life, and Health.
The section also reviews rate filings for various lines of insurance; including Individual and Small Group Health, Medicare Supplement, Long Term Care, Private Passenger Automobile, Homeowners, and Credit. The objective is to ensure that rates are not inadequate, excessive, or unfairly discriminatory.
Public Filing Online Search
The State of Idaho has certain insurance company rate and form filings which are available for public review. To make these filings accessible to interested parties via the Internet, the Department of Insurance is utilizing the NAIC System for Electronic Rate and Form Filing Access (SERFF) interface. Click the following link to access the interface and search public insurance company filings: SERFF Filing Access.
Any other public records requests may be submitted formally in writing to the Department by using our online Public Records Request Form.
All filings are subject to Idaho’s public access statute and all interested parties will only be able to view the details of the filing if it was marked eligible for public access.
Notice to All Carriers
Effective April 1st, 2022, the Idaho Department of Insurance will apply the changes to Administrative Rule IDAPA 18.02.01 to newly submitted rate filings. Please see this notice for further information.
Effective January 1st, 2022, and revised on May 26th, 2022, the Idaho Department of Insurance has proposed revisions to Administrative Rule IDAPA 18.02.01 for the 2022 legislative session. Please see this notice with further information.
Effective July 1st, 2020 the Department published on SERFF updated guidance on what filings are expected to have in order to be accepted. Please review this notice before submitting filings to ensure compliance with Department expectations and requirements.
Filing Information by Insurance Type
Have more questions?
Contact the Rates and Forms team