An administrative rule is officially promulgated agency regulations that implements, interprets, or prescribes law, policy, or the procedure or practice requirements of an agency. The Department of Insurance promulgates rules in accordance with the Idaho Administrative Procedures Act (IDAPA). Agency policy statements and guidance documents shall not have the force and effect of law pursuant to section 67-5207A, Idaho Code.
The rules are published by the Office of the Administrative Rules Coordinator in the State of Idaho’s Administrative Bulletin, and then they are made available on their website.
Pursuant to section 67-2512, Idaho Code, the Department of Insurance rules are also available here, along with any documents incorporated by reference or other attachments to the rules.
Agency Contact
Weston Trexler, Deputy Director
Phone: (208) 334-4214
IDAPA 18 – Current Administrative Rules
All Lines
- 18.01.01, Rule to Implement the Privacy of Consumer Financial Information
- 18.01.02, Schedule of Fees, Licenses, and Miscellaneous Charges
Property, Casualty, Auto Insurance
- 18.02.01, Insurance Rates and Credit Rating
- 18.02.02, Automobile Insurance Policies
- Attachment A to Idaho Rule 18.02.02 – Acceptable Language for Certain Notices (updated 2/16/2023)
- Attachment B to Idaho Rule 18.02.02 – UM and UIM Notice and Rejection Forms (updated 3/28/2023)
- 18.02.03, Certificate of Liability Insurance for Motor Vehicles
Life & Annuity
- 18.03.02, Life Settlements
- Attachments to Idaho Rule 18.03.02 – Annual Reporting and Disclosures
- 18.03.03, Variable Contracts
- 18.03.04, Replacement of Life Insurance and Annuities
- Attachments to Idaho Rule 18.03.04 – Replacement Notice
- 18.03.05, Credit Life and Credit Disability Insurance
- Attachments to Idaho Rule 18.03.05 – Credit Insurance Prima Facie Rates (updated 6/1/2022)
Health & Disability Insurance
- 18.04.01, Health Carrier External Review
- 18.04.02, Rule to Implement Uniform Coverage for Newborn and Newly Adopted Children
- 18.04.03, Advertisement of Disability (Accident and Sickness) Insurance
- 18.04.04, The Managed Care Reform Act Rule
- 18.04.05, Self-Funded Health Care Plans Rule
- 18.04.06, Governmental Self-Funded Employee Health Care Plans Rule
- 18.04.07, Restrictions on Discretionary Clauses in Health Insurance Contracts
- 18.04.08, Individual and Group Supplementary Disability Insurance Minimum Standards Rule
- Attachments to Idaho Rule 18.04.08 – Outlines of Coverage and Notices
- 18.04.10, Medicare Supplement Insurance Standards
- Attachment A to Idaho Rule 18.04.10 – Benefit Charts
- Attachment B to Idaho Rule 18.04.10 – Sample Consumer Questionnaire
- 18.04.11, Long-Term Care Insurance Minimum Standards
- 18.04.12, The Small Employer Health Insurance and Availability Act
- 18.04.13, The Individual Health Insurance Availability Act
- Attachments to Idaho Rule 18.04.13 – Outline of Coverage
- 18.04.14, Coordination of Benefits
- Attachment A to Idaho Rule 18.04.14 – Appendix A, Coordination of This Contract’s Benefits with Other Benefits
- Attachment B to Idaho Rule 18.04.14 – Appendix B, Consumer Explanatory Booklet
- 18.04.15, Rules Governing Short-Term Health Insurance Coverage
Title Insurance
Agents & Licensing
- 18.06.01, Rules Pertaining to Bail Agents
- 18.06.02, Producers Handling of Fiduciary Funds
- 18.06.04, Continuing Education
- 18.06.05, Managing General Agents
- 18.06.06, Surplus Line Rules
Company Solvency
- 18.07.01, Rules Pertaining to Acquisitions of Control, Insurance Holding Company Systems and Mutual Insurance Holding Companies
- Attachments to Idaho Rule 18.07.01 – Holding Company Forms
- 18.07.02, Reserve Liabilities and Minimum Valuations for Annuities and Pure Endowment Contracts
- Attachments to Idaho Rule 18.07.02 – Actuarial Formulas and Tables (updated 2/16/2023)
- 18.07.03, Valuation of Life Insurance Policies including the Use of Select Mortality Factors
- 18.07.04, Annual Financial Reporting
- 18.07.05, Director’s Authority for Companies Deemed to be in Hazardous Financial Condition
- 18.07.06, Rules Governing Life and Health Reinsurance Agreements
- 18.07.08, Property and Casualty Actuarial Opinion Rule
- 18.07.09, Life and Health Actuarial Opinion and Memorandum Rule
- Attachments to Idaho Rule 18.07.09 – Life Actuarial Opinion Recommended Language
- 18.07.10, Corporate Governance Annual Disclosure