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Expand Section 2019 Insurance Legislation Summary

(All legislation takes effect July 1, 2019 unless otherwise noted.)

Department of Insurance Legislation:

  • Regarding Fees and Taxes – Title 41, Idaho Code, Chapter 4: amending section 41-402, Premium Tax – House Bill 027 - Many insurer premium tax returns are corrected or audited related to cents. This proposal to amend I.C. § 41-402 to allow the payment and reporting of premium tax returns to be rounded to the nearest whole dollar would conform with Idaho Tax Commission and other reporting methods.
  • Regarding Acquisitions of Control and Insurance Holding Company Systems – Title 41, Idaho Code, amending Chapter 38 – House Bill 071 - This legislation updates Idaho's insurance holding company law to the latest version of the NAIC model law 414 to authorize the Director of the Idaho Department of Insurance to serve in the capacity as a group-wide supervisor for an internationally active insurance group. Our law (I.C. § 41-3815) already allows for the Director to participate in a supervisory college - just not to lead it as a group-wide supervisor.

    This is an NAIC accreditation standard for January 2020. While it would conform Idaho’s law to the latest NAIC model, there currently are no Idaho domestic insurers within the scope of an internationally active insurance group.

Enacted Insurance-Related Legislation (for other bills that were printed but not enacted, please refer to www.legislature.idaho.gov):

  • Amending Idaho Code §§ 41-1849 and 41-3444Senate Bill 1069 - to revise provisions regarding contracts with providers of dental services. This legislation clarifies current language that a dental plan contracting with a dentist cannot set the rate for a procedure that is not covered by that contract. This bill further defines that covered services are services that a dental plan contracting with a dentist is liable for paying either in part or in whole. The bill provides for discussion and notice between a dentist and patient when the patient’s services become non-covered services due to the patient exceeding their capped benefit by 100 percent. The bill will apply to any dental plan or contract which is issued after December 31, 2019.

Expand Section 2018 Insurance Legislation Summary

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Expand Section 2013 Insurance Legislation Summary