In support of Governor Little’s Executive Order No. 2020-02, “Transparency in Agency Guidance Documents,” and as required by Section 67-5250, Idaho Code, the Department’s Agency Guidance documents are available for public inspection through the Department’s website, and they are indexed by subject here. “Agency Guidance” means all written documents, other than rules, orders, and pre-decisional material, that are intended to guide agency actions affecting the rights or interests of persons outside the agency.
Pursuant to section 67-5207A, Idaho Code, agency policy statements and guidance documents shall not have the force and effect of law. While these documents are not law, they are generally intended to provide an agency interpretation of existing law or additional information as to how persons are expected to comply with laws and rules. Any questions about these documents can be directed to the Department’s contact information or to the contact that may be listed within the document.
Agents & Licensing
- 20-04 – Provisional Producer Licenses
- 15-05 Requirements for Use of Assumed Names and Business Entities
- 11-01 Money Handling and Fiduciary Funds
- 09-04 Producer of Record Letters
- 07-01 Federal Emergency Management Agency Flood Insurance Training Requirements for Insurance Producers Selling Through The National Flood Insurance Program and Recommendations Regarding the Sale of Flood Insurance
- 06-05 PRODUCER TRAINING FOR SALE OF POLICIES QUALIFYING FOR THE IDAHO LONG-TERM CARE INSURANCE PARTNERSHIP PROGRAM
Annuities
- 20-11 – Annuity disclosures and filings under Idaho Code §§ 41-1941, 41-1942, and 41-1943
- 13-06 Idaho Code § 41-1941: Annuity Sales to Consumers – Disclosures
Association Health Plans
Bail Agent
- 17-04 Bail Agent Compensation of Incarcerated Persons Prohibited
- 11-05 IDAPA Rule 18.01.04 (Bail Rule)
- Bail Special Requirements
- Resident Study/Testng Material and Exam/Fingerprinting Information
- Bail Licensing Information
- Bail Renewal Information
- Bail Continuing Education
- 2013 Bail Advisory
- Bail Flyer
- Bail FAQ
Continuing Education
- CE Flyer
- Exhibit E – CE Course Application for Individuals
- FAQs for the Annuity Suitability Training Legislated for 2013
- CE FAQ for Licensed Professionals
Financial Reporting & Requirements
- 20-10 – Use of Revised Accounting Practices and Procedures Manual and Valuation Manual of the NAIC
- 20-06 – Complying with Regulatory Requirements during the Public Health Emergency
- 19-03 Use of Revised Accounting Practices and Procedures Manual and Valuation
- 16-06 2017 Operative Date of the Principle-Based Valuation Manual
- 08-06 Statistical Reports Required of Insurers Using the 2001 CSO Preferred Class Structure Table
- 02-01 USA PATRIOT ACT OF 2001
- 00-03 NEW FEE RULE
Health & Disability
- 20-07 – Extension of Transitional Plans Until Further Notice
- 20-03 – Temporary Waiver of Certain Policy and Enforcement Requirements – Provider Restrictions
- 20-02 – Temporary Waiver of Certain Pharmacy Benefit Policy Requirements
- 20-01 – Waivers of Certain Requirements To Address COVID-19
- 19-04 Guidance Concerning Idaho Minimum Standards Rule and ACA Excepted Benefits
- 19-02 Extension of Transitional Plans through December 31, 2020
- 18-06 Certificates of Insurance
- 18-02 Clarification Regarding Coverage of Treatments for Autism Spectrum Disorder
- 18-01 Provisions for Health Carriers Submitting State-Based Health Benefit Plans
- 16-04 Third Party Payments of Premiums or Cost-sharing Expenses for Health Benefit Plans and Medicare Supplement Plans
- 15-03 Submission and Rate Review Requirements for Individual and Small Employer Health Benefit Plans and Small Employer Association Health Benefit Plans in Idaho – Effective Rate Review for Plans with Effective Dates of June 1, 2015, or Later
- 14-02 Pediatric Dental Coverage and Reasonable Assurance
- 13-02 Federally Regulated Rating Restrictions Specific to Non-grandfathered Plans in the State of Idaho
- 12-05 Submission and Rate Review Requirements for Small Employer Association Health Benefit Plans in Idaho – Effective Rate Review Commencing August 1, 2012
- 11-07 Submission and Rate Review Requirements for Individual and Small Employer Health Benefit Plans – Effective Rate Review Commencing September 1, 2011
- 11-04 Idaho Health Carrier External Review Act Amendments
- 10-03 Small Employer Universal Application
- 10-02 Filing of Group Contracts with Negotiated Terms
- 09-13 Special Enrollment Rights under Group Health Plans
- 09-12 “Michelle’s Law” for Dependent College Students and Medically Necessary Leaves of Absence
- 09-11 Mental Health and Addiction Equity Act of 2008 (Replaces Bulletin No. 00-1)
- 09-10 Genetic Information Nondiscrimination Act (Public Law 110-233, effective May 21, 2008) and Idaho Code § 41-1313, “Unfair Discrimination”
- 09-09 Definition of Prior Creditable Coverage; Preexisting Condition Limitation – Pregnancy
- 09-08 Idaho Health Carrier External Review Act
- 09-05 New Dependent Age Limit Requirements
- 07-09 EMPLOYMENT-RELATED INDIVIDUAL HEALTH BENEFIT PLANS (LIST BILLING)
- 07-06 Notice Regarding New Dependent Age Limits Set Forth in Senate Bill 1105
- 07-02 Final HIPAA Portability Rules: Required Notice of Preexisting Conditions as Part of Written Application for Enrollment and Written Warning of Penalties Imposed on Late Enrollees
- 05-02 Final HIPAA Portability Rules: Required Notice of Preexisting Conditions as Part of Written Application for Enrollment and Written Warning of Penalties Imposed on Late Enrollees
- 04-04 Continuation of Individual Health Coverage for Medicare Eligibles
- 04-01 Individual Health Insurance – Requirements Relating to Federally Eligible Individuals
- 03-01 SALE OF SHORT-TERM HEALTH INSURANCE COVERAGE
- 01-01 Individual Health Insurance High Risk Pool Health Insurance Portability and Accountability Act (HIPAA)
- 00-02 WOMEN’S HEALTH AND CANCER RIGHTS ACT OF 1998
- 00-01 MENTAL HEALTH PARITY ACT OF 1996
Idaho Health Insurance Exchange
Independent Adjusters
- Independent Adjusters Special Requirements
- Independent Adjusters Checklist for Application
- Resident Study/Testing Material and Exam/Fingerprinting Information
- Independent Adjusters Continuing Education
- Independent Adjusters Renewal Information
- Independent Adjuster Reinstatement Information
- Independent Adjuster Flyer
- CE for Adjusters Flyer
- Independent Adjuster FAQ
Independent Review Organization
Insurers
- Company Activities Checklist – State Filing Instructions – Health Insurers
- Company Activities Checklist – State Filing Instructions – Hospital/Professional
- Company Activities Checklist – State Filing Instructions – Life, Accident and Health-Fraternal Insurers
- Company Activities Checklist – State Filing Instructions – Petroleum Clean Water Trust
- Company Activities Checklist – State Filing Instructions – Property and Casualty Insurers
- Company Activities Checklist – State Filing Instructions – Risk Retention Group
- Company Activities Checklist – State Filing Instructions – Title Companies
- Schedule of Company Fees, Taxes and Deposits (Retaliatory Statements)
- Domestic Amendments to Articles of Incorporation and Bylaws
- Certified Document/Public Records Request
Life
- 19-05 Rate of Interest on Deferred Payment of Cash Surrendered Benefits, Effective July 1, 2019
- 08-04 Required Reporting of Discuplinary Actions Pursuant to the Military Personnel Financial Services Protection Act, Pub. L. 109-290 (2006)
- 07-03 Stranger or Investor Owned Life Insurance Arrangements
Life Settlement
- 09-06 House Bill 75: Idaho Life Settlements Act
- Life Settlements Filing Checklist
- Life Settlement Disclosure to Owner
- Life Settlement Provider’s Disclosure to Owner Upon Settlement
- Life Settlement Broker’s Disclosure Form
- Life Settlement Special Requirements
- Life Settlement Checklist for Application
- Life Settlement Broker Flyer
- Life Settlement Provider Flyer
Long Term Care
- 16-02 Inflation Protection LTC Partnership Plans – Rescission of Bulletin No. 06-7
- 07-08 LONG-TERM CARE PARTNERSHIP NOTICE
- 06-07 NOTICE REGARDING INFLATION PROTECTION REQUIREMENTS FOR LONG-TERM CARE PARTNERSHIP POLICIES
- 06-06 IDAHO LONG-TERM CARE INSURANCE PARTNERSHIP PROGRAM – REQUIRED POLICY NOTICE AND ISSUER CERTIFICATION FORM
Managing General Agent
MGA Special Requirements
Medicare
- 10-05 Rate Pools for 2010 Medicare Supplement Plans
- 10-01 Producer and Carrier Marketing of Medicare Advantage and Prescription Drug Plans
- 05-03 Medicare Part D Disclosure Notice For Prior Creditable Coverage
Motor Vehicles
- 09-03 Liability Coverage Requirements for Motorbikes, All-Terrain Vehicles and Utility Type Vehicles – Rescinds Bulletin 09-01
- 08-01 Household Excllusions and Step-Down Provisions within Motor Vehicle Liability Insurance Policies – Idaho Code 49-1212
Pharmacy Benefit Managers (PBMs)
Portable Electronics
Property & Casualty
- 20-08 – Applicability of business interruption coverage to COVID-19 related claims
- 20-05 – Waivers of Certain Requirements to Address COVID-19 – Property or Casualty
- 15-01 Terrorism Risk Insurance Program Reauthorization Act of 2015 and Filing Procedures and Requirements for Compliance for Terrorism-Related Forms, Rules and Rates
- 12-01 Use of Credit Information for Rating and Underwriting
- 02-04 VOLUNTARY EXPEDITED FILING PROCEDURES FOR COMPLIANCE WITH THE PROVISIONS OF THE TERRORISM RISK INSURANCE ACT OF 2002
Premium Tax
Producers
- Individual Producer Renewal
- Individual Producer Reinstatement
- Individual Producer FAQ
- Business Entity Special Requirements
- Business Entity FAQ
- Licensing Fees
- Doing Business As FAQ
- If You Have a Criminal Offense…
- Limited Lines Information
- Limited Lines Producer Pre-Licensing Manual
- Travel Limited Lines Reporting Portal
- Limited Lines FAQ
Public Records
Public Adjuster
- Public Adjuster Special Requirements
- Public Adjusters Checklist for Application
- Resident Study/Testing Material and Exam/Fingerprinting Information
- Public Adjuster Continuing Education
- Public Adjuster Renewal Information
- Public Adjuster Reinstatement Information
- Public Adjuster Flyer
Rates & Forms Filings
- Required Content For Actuarial Certifications of Compliance with Individual Rate Restrictions
- Required Content For Actuarial Certifications of Compliance with Small Employer Rate Restrictions
- Individual Health Insurance Availability Act Required Content of Rate Manual for Individual Health Benefit Plans
- Small Employer Health Insurance Availability Act Required Content of Rate Manual for Small Employer Health Benefit Plans
- Medicare Supplement Policy Filings Specific Information to Include in Rate Revision Filings
- Required Content of Actuarial Memorandum Accompanying Rate Filings
- Notice to All Carriers Licensed to Write Insurance in Idaho Re: Filing of Forms List
- Mandatory Individual Health/Disability and Group Supplemental Plan Standards Checklist
- Instructions for Completing Health/Disability and Group Supplemental Plan Checklist
- Mandatory Small Group Health Plan Standards Checklist
- Instructions for Completing the Small Group Health Plan Standards Checklist
- Mandatory NonGrandfathered Individual Qualified Health Plan Checklist
- Mandatory NonGrandfathered Small Group Qualified Health Plan Checklist
Reinsurance Intermediary
Reinsurers
- AR-1
- CR-1
- CR-F Part 1
- CR-F Part 2
- CR-S Part 1 – Section 1
- CR-S Part 1 – Section 2
- CR-S Part 2
- CR-S Part 3 – Section 1
- CR-S Part 3 – Section 2
- RJ-1
- Uniform Application Checklist for Certified Reinsurers
- Uniform Checklist for Reciprocal Jurisdiction Reinsurers
Self-funded Plans
- Self-funded Plans: General Regulatory Requirements
- Application for Registration of Self-Funded Health Care Plan
- Application for Registration of Joint Public Agency Self-Funded Health Care Plan
- Self-Funded JPA Health Care Plans Registration Requirements
State Fire Marshal
Surplus Lines
- 11-08 Amendments to the Idaho Surplus Line Law, Title 41, Chapter 12, Idaho Code, and Implementation of the Federal Nonadmitted and Reinsurance Reform Act of 2010
- 07-10 ELIGIBLE SURPLUS LINE INSURERS – STATE OF IDAHO
Surplus Lines Broker
Surveys
- Idaho Health Insurance Survey Instructions
- Idaho Self-Funded Health Plan Survey Instructions
- Idaho Small Employer Health Reinsurance Program and Idaho Individual High Risk Reinsurance Pool – Assessment Base Survey
Title Agent
- Title Agent Checklist for Application
- Title Agent License Renewal Information
- Annual Escrow Rate Filing Requirement and Instructions
- Title Agent Surety Bond Requirement